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The power of time: Designing lives for a longer future

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Keith Metters, President, Fidelity International

Longevity is one of the best challenges society can have. It gives us more time to learn, to connect, to contribute, and to enjoy life. But it also forces us to rethink assumptions we’ve held for generations. The traditional model of education, work, then retirement no longer fits the reality in front of us. Retirement is being redefined as a stage of life that can stretch across thirty years or more. That makes planning, preparation, and support more important than ever.

At Fidelity International, helping our clients prepare for that future has always been at the heart of what we do. Since 1969, we’ve been building better financial futures through long-term investing, innovative retirement solutions, and trusted partnerships. Today, we manage more than £74 billion in workplace retirement assets, serving 1.3 million members across nearly 1,000 plans worldwide.

We know that retirement readiness is about more than saving. It’s about confidence that money will last, that people can stay active and connected, and that they can live with purpose. When finances feel secure, people are better equipped to thrive emotionally, socially, and physically.

Our research shows why this matters. Too many people are underprepared for longer lifespans. A third have done no retirement planning. Fewer than one in three have thought about how to pay for care. These gaps risk undermining not just financial stability, but wellbeing in every sense.

Fidelity International is uniquely placed to help close those gaps. With decades of global investment and retirement expertise, and a commitment to innovation, we work with individuals, employers, and institutions to deliver solutions that are practical, flexible, and built for a 100-year life. Our aim is simple: to give people the confidence to make the most of their time, however long it may be.

This report is part of that mission. In partnership with the National Innovation Centre for Ageing, we aim to challenge old assumptions and shine a light on what a longer life can mean. My hope is that it inspires people to plan sooner, act with confidence, and embrace longevity as one of society’s greatest opportunities. And at Fidelity International, we are proud to help make that possible.

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